What is Third-Party, Fire & Theft (TPFT) Insurance?
Third-Party, Fire & Theft Insurance offers essential legal protection while adding coverage for fire damage and vehicle theft. This policy is an excellent midway option between third-party-only and comprehensive insurance, providing extra security without the higher cost of full coverage.
Why Choose This Policy?
- ✅ Legal Compliance – Mandatory as per motor vehicle laws in most countries.
- ✅ Fire & Theft Protection – Ensures you’re covered in case of vehicle theft or fire damage.
- ✅ Affordable Alternative to Comprehensive Insurance – Lower premiums with essential coverage.
- ✅ Peace of Mind – Drive confidently without worrying about legal penalties.
What Does It Cover?
- ✔ Third-Party Liabilities – Covers bodily injury, death, or property damage to others.
- ✔ Fire Damage – Compensation if your vehicle is damaged or destroyed due to fire.
- ✔ Theft Protection – Covers the loss of your vehicle due to theft.
- ✔ Legal Liabilities – Covers legal costs in case of third-party claims against you.
What’s Not Covered?
- ❌ Accidental damage to your own vehicle (unless caused by fire or theft)
- ❌ Injuries to the policyholder (driver/owner)
- ❌ Wear and tear, mechanical breakdowns
- ❌ Accidents due to drunk driving or illegal activities
- ❌ Consequential losses (e.g., loss of earnings due to vehicle damage)
Why Choose InsureOnGo.com?
- 🚀 Compare & Save – Get quotes from top insurers instantly.
- 🛠 Hassle-Free Process – Quick online purchase with minimal paperwork.
- 💳 Easy Payments – Multiple payment options for seamless transactions.
- 📜 Instant Policy Issuance – Download your policy instantly after payment.
Get Covered in 3 Simple Steps!
- 1️⃣ Enter Vehicle Details – Provide basic vehicle & personal details.
- 2️⃣ Compare Plans – Choose from multiple insurers at the best price.
- 3️⃣ Buy & Download – Pay securely and get your policy instantly!
