What is Passenger Accident Insurance?

Passenger Accident Insurance – On-the-Go Protection for Every Ride

Passenger Accident Insurance is a specialized travel protection plan designed to offer financial coverage in case of injury, disability, or death resulting from an accident while using public or private transport such as buses, taxis, ride-sharing services, or intercity transport.

This policy is ideal for commuters and travelers who frequently use transportation services and want peace of mind knowing they’re protected while in transit.

Key Features of the Policy

• Built into Your Transport Fare
  The premium is seamlessly included in your bus fare when you travel with select partner companies like GIC Motors, E. EPeson Motors, or other NURTW-affiliated operators.
  Example: If your transport fare is ₦20,000, as little as ₦200 could be the insurance premium embedded in your ticket.
• Covers Duration of the Journey
  This policy provides coverage only for the duration of the trip booked with the participating transport operator.
• Option for Annual Coverage
  For frequent commuters, the coverage can be extended into an annual plan, providing year-round protection for all daily or routine transport activity.

What It Covers

• Accidental Death Benefit – A lump-sum payment to beneficiaries in case of death caused by a travel accident.
• Permanent or Partial Disability – Compensation in the event of long-term or partial disability due to a transport-related accident.
• Medical Expense Reimbursement – Covers cost of treatment resulting from travel injuries (if included in the policy plan).

Important Notes

• This product is a group policy arranged by the transport company on behalf of its passengers.
• Currently, Unitrust Insurance is in the process of incorporating Passenger Accident coverage under a new Personal Accident policy, which is pending approval.
• Standalone Passenger Accident policies may soon become available as part of InsureOnGo’s expanding personal protection offerings.

Why Choose InsureOnGo?

• Convenient & Automatic – No separate purchase needed when traveling with partner transport operators.
• Affordable Protection – Get covered with minimal premium added to your fare.
• Trusted by Transport Leaders – Backed by leading motor companies and associations like NURTW.
• Flexible Extensions Available – Transition to long-term commuter plans with ease.

Travel with Confidence – Stay Protected

Whether you’re headed across town or across states, ensure you're covered with Passenger Accident Insurance from InsureOnGo.

Your journey matters. So should your protection.

Why Choose InsureOnGo.com?

• 🚀 Compare & Save – Get quotes from top insurers instantly.
• 🛠 Hassle-Free Process – Quick online purchase with minimal paperwork.
• 💳 Easy Payments – Multiple payment options for seamless transactions.
• 📜 Instant Policy Issuance – Download your policy instantly after payment.

Get Covered in 3 Simple Steps!

• 1️⃣ Enter Your Details – Provide your personal and beneficiary information.
• 2️⃣ Compare Plans – Choose from multiple insurers at the best price.
• 3️⃣ Buy & Download – Pay securely and get your policy instantly!